Growing communities one idea at a time.
We lend up to $150,000 to Shuswap businesses, including the ones a bank has already said no to, and we help you build the plan behind the loan.
Capital, advice and community projects from one local office.
Start-ups, business purchases, expansion, working capital, equipment and real estate. Micro, emergency and youth loans too, and eligible not-for-profits and social enterprises.
Loans and financingBusiness-plan help, cash-flow projections, a local network of mentors and consultants, plus workshops and training you can join at no cost.
Business advisingLabour-market and workforce projects, newcomer and employer support, succession planning, and community projects that build local capacity.
Programs and partnersFive loan ceilings, one conversation to start.
Interest is prime plus a risk-based premium. You have up to five years to repay, or fifteen with mortgage security, and there is no penalty for paying early.
How much do you need?
Pick an amount on the loans page and we will show you the loan it falls under, how long you have to repay it, and what we will ask for.
Open the loan finderEvery loan we make stays in the Shuswap and comes back around.
Thirty-eight loans went out across the region last year, most of them under $75,000, and most to businesses a bank had already turned down.
See our results
