Ready to apply
Forms and templates
| Form | Format |
|---|---|
| Business loan application | |
| Guarantor loan application | |
| Business plan guidelines | |
| Business plan template | DOC |
| Cash flow and monthly analysis | XLS |
| Loans appeal process |
For loans up to $25,000. Fill it in with Adobe Acrobat Reader so the totals add themselves up.
What to bring
| Document | When |
|---|---|
| Applicant information | Always |
| Business plan | Always |
| Cash-flow projections | Always |
| Photo identification | Always |
| Personal résumé | Always |
| Financial statements | Existing businesses |
| Three years of personal tax returns | Always |
| Corporate minute book | Where applicable |
| Registration or insurance for security | Vehicles and recreational items |
| Business registration or BIN | Always |
| Guarantor application | If a guarantor is required |
Fees and timing
$150
Processing fee per applicant, due when we receive your application.
2%
Of the loan amount at phase two, minimum $500, non-refundable. Legal costs may be additional.
A standard decision takes two to four weeks once your documentation is complete. Approved applications receive a letter of offer and move on to loan and security documentation.
Fees current for the 2025–26 fiscal year.